Taylor Swift
is wise beyond her years.

The 23-year-old opens up to InStyle UK about living in the spotlight and (of course) her love life.
Swift seems to be very self aware -- she understands how people perceive her, for better or worse, and she knows the price that can come with fame.

The "Red" singer tells the mag, "What I worry about is that I never want to end up kind of a self-centered, vain human being." She adds, "My fears circle around me making the wrong choices and messing this up for myself. I don’t wanna end up being awful and intolerable. Alone. Laying in a marble bathtub by myself, like sad, with a glass of wine just complaining that my life ended up alone because I pushed everyone away because I thought I was too good to hang out with anybody."

Take notes, Justin Bieber.

The country crooner is adamant that she doesn't want to be "the typical Hollywood sad cliché of the poor lonely starlet with no one because she put up all these walls and didn’t trust anyone."

Swift clarifies, "That’s my fear. And that’s why I live my life the way I live my life because I’d so much rather feel everything than end up like that."

They say you can't know pleasure without pain, right? See, told you T-Swift is pretty darn deep for a 20-something.

The "I Knew You Were Trouble" singer also opens up about settling down and doing the whole marriage and kids thing -- but surprisingly, she's not positive that's the life she wants yet.

When asked about starting a family one day, the blonde beauty says "I think so but I’m not sure. Like, I don’t even have a master plan."

"I’ve thought that I did have a dream scenario before but it turns out that I change my mind and that essentially in your 20s all the puzzle pieces of your life are thrown up in the air and they just fall into whatever place and I think that’s healthy," the singer says.

To see Taylor's full interview with the magazine pick up a copy of InStyle UK on stands tomorrow, and check out her video below to see more behind-the-scenes footage with the Grammy winner!

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